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American Payment Technologies, Inc. is providing service providers with a secure internet platform for their customers/patients to make payments easily. For families where financial stress is causing them to be delinquent in their payment virtual counseling and assistance is provided to allow a favorable outcome for all parties.

An additional function of American Payment Technologies, Inc. is providing independent third party escrow agent services to assist in the elimination of consumer debt. Other services include the provision of file formating and payment data forwarding services to creditors via the MasterCard "Remittance Payment and Presentment Services" (RPPS), and other internet software payment platforms for creditors.